When your mortgage term is almost complete and you need to start thinking about your mortgage renewal. Most owners of homes are not open to mortgagerenewals simply because in their view, looking for better interest rates on their mortgage elsewhere is a time wasting exercise. Homeowners may also feel that their bank is providing them with the best possible rates and this may not necessarily be the case. This has made mortgagerenewals one of the most overlooked mortgage decision and service options available.
Renewals are completely free of charge to the homeowners. We will ensure all costs involved are covered in the transfer of your mortgage from a financial institution to another, such as; appraisal fees, legal and closing fees.
It has been seen through years of experience that financial institutions usually offer clients seeking mortgage renewals a discount on their current interest rates with their present bank. If you have significant investments in the bank you may be given special consideration and offered a better rate, but there is no guarantee that this will happen.
We ensure that our clients are provided with the very best mortgage options that suit their requirements and needs. All our attention and time is spent on monitoring and understanding the current trends in the mortgage market to enable us provide the best rates and service delivery to all our clients on a need specific basis.
The most important tip for you to get the best rates possible for your mortgage renewal is do not wait until your mortgage term is complete before you act. Speak with us well before the mortgage renewal period to find out how best we can assist you.